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Thread: Professional Foresters Insurance Coverage

  1. #1
    Join Date
    Jun 2014
    Location
    Albany, Vermont
    Posts
    31

    Default Professional Foresters Insurance Coverage

    What insurance should professional foresters have to protect a land owner from timber harvesting encroachment onto an adjoining landowner's property? I.E. If a forester incorrectly defines a harvesting boundary and the logger takes timber from another's property. Errors & Omissions insurance?
    2016 - 150 Sap Sak taps - Sold sap.
    2017 - Didn't tap.
    2018 - Plan 100+ sap sak taps + 1-2, 3/16" gravity lines

  2. #2
    Join Date
    Jan 2006
    Location
    Oneida NY
    Posts
    9,839

    Default

    Ask your insurance agent.
    Dave Klish about 1320 taps in '15, doing fewer each year, about 450 planned for 2020 (and after?)
    2012 Mahindra 36 HP 4x4/ loader/cab/heat/AC:-)
    added a gooseneck equipment trailer and F350 to tow it to haul more sap
    3x8 raised flue evaporator
    250 GPH converted to electric, RO by Ray Gingerich
    6.32 KW solar system, 1.48KW is battery backed up, all net metered
    http://s1041.photobucket.com/albums/...anssugarhouse/
    website: www.cnymaple.com

  3. #3
    Join Date
    Jan 2011
    Location
    Southern Ohio
    Posts
    839

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    If your forester doesn't know how to establish boundaries I would fear what my woods would look like. That is a basic skill they better know. Any forester worth their salt establishes boundaries before he marks a single tree. That may be by walking with the owner and verifying by deed and auditor's maps or by survey plats. Other than that basic business liability I would think or a bond. The logger bears final responsibility. All of them I have worked with ( at least responsible ones and honest ) talk to adjoining landowners or verify lines before they cut.

  4. #4
    Join Date
    Mar 2009
    Location
    wilmot, nh
    Posts
    164

    Default

    i carry an e&o portion to my general liability. i also require a written contract with my client landowner, in which the client bears responsibility for providing maps of the boundary and/or showing me the location in the field. i also require a written contract between the client and the logger.

    there’s more to it in the specific language, but that covers the basic idea.

    wally
    NHLPF#279
    member, new hampshire timberland owners association

    2x6 g.h. grimm company lightning evaporator. made in rutland vt.

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