It is funny how some people give advice as generalizations while others give advice like it it is the gospel. I wouldn't say that General is wrong at all if his plan is working for him and I am sure it is.

1. What is a large amount financed to one person is only a mere investment to someone else.

2. There is a big difference between saving money and investing it. I think it is great to save money, but lets face it saving money in savings account at .006% interest doesn't really compare to an investment in a business such as Maple Syrup while I am happy to say how I got into maple, I leave it up to each person to decide where their limits are.

3.The simple fact is that loans work because in many ways they are more affordable yes of course someone is making money on the loan, but making a $6000 in payments per year is more affordable than coming up with $30k up front.

4. Even if a person had $30K they would be smart to still borrow the money and invest theirs at the same time.

5. One of the golden rules of business is don't put all your eggs in one basket for a lot of people a loan enables them to have money to invest in other ways and also save as well.

6. For Myself a plan with far less risk that keeps more money in my pocket never really becomes anything more than a dream that is either obtained over a greater amount of time or sadly never obtained at all.

7. Recycling and re-purposing is a great idea that is environmentally friendly and it should be commended, but the amount of money saved doesn't compare to the amount that can be made through investing.

This is The United States of America where a person can dream as big as they want to many of our countries greatest companies and wealthiest business people today are what they are today because they themselves or the founders were willing to to take more risk.