Maine regulation?

[Maple Ridge]

I called Farm Family Insurance. I hope it works out. They sounded very understanding of my situation and told me that they would work with me.

[Bucket Head]

Let us know what they say. A lot of us are eager to hear what they have to offer. Thanks.

Steve

[TapME]

This has a been a long standing issue here in Maine, the insurance companies RULE every aspect of life in this state. I fell your pain on this issue. I would find the best company to go with and see how they handle it. The crash in 2008 could have brought all this back to normal, but what do I know about my money!!!!

I went to a maple school at Bacons and one of the hand outs was Maple Syrup Quality Control Manual. In it was just about everything you need to get set up and licenced. You might find some good information in that if you could fine one. Kathy is also a good resource.
Now let me inform you about insurance (eye opener). Today I received a call from my home owners rep and was informed that if I don't sign off on my policy that I will not sell or participate in any maple activitys, that they will drop my home owners policy. I need to purchase a seporate policy from them for selling maple syrup. I can not purchase a seperate policy from anyone else. I also had to sign a form that I will not use my truck for any syrup related activities. For those of you who are not insured, be carful about selling your syrup to the public from your sugar house. My agent told me that they will be watching Maine Maple Producers site to see if there is any activity of me selling. I am fit to be tied.
QUESTION:
Dose any one know of a insurance co. that will sell just liability insurance. I am just a small producer and can,t afford $500.00 for insurance when I only made $600 to $700 a year on my product. I am state inspected and licenced. This is what happens when one try's to do things the right way. Is there a group of maple producers out there that may have a group insurance that someone can join.

[gmcooper]

Maple Ridge,
We have Arcadia Ins for our farm operations. Similar coverage to Farm Family and was a better deal for us.