Words of wisdom from thoses of us who have had enough birthdays!
Jim :)
Printable View
Words of wisdom from thoses of us who have had enough birthdays!
Jim :)
Most of America lives way beyond their income. Credit card companys have made it that way. When you buy something pay for it don't use plastic and if you do use plastic pay it off each month. Find a CC that does not have a monthly charge. They are out there you just have to look until you find one. CC are great for not having to carry large sums of cash with you. My first p/u truck I drove for 12 years and I rebuilt the body once. The next one I drove for 14 years and did one body rebuild. Now I am able to have a new one. I built my wife and I a new home fifteen years ago and when I drove the last nail it was paid for. I cut and help saw all the lumber to build it. If the rest of us can do it so can you.
dan i started out right where you are now. i had a used saw and sold firewood. bought a new saw. and a used pickup truck. did what ever i could with that truck to make it pay for itself. then i started buying tubing one roll at a time. and every year added more taps. and as i added and made more syrup, built a new sugar house, added a steamaway, then an r/o. new vac pumps.ect. at 16 you can set goals for yourself. by 20 you could be doing something totally different.
Dan; No one starts at the top and works their way down. Its and up hill battle and we all made it and you will to. Make yourself a plan and then work the plan. Good luck.
DON"T CHARGE EVERYTHING!!!! My wife and I started with nothing. I was driving an old rusted out '69 chevy nova, black and green primer baby Plywood floors and soap around the gas pipe so the gas wouldn't leak out, I worked 40 -50 hours a week and still went to college full time. my wife was going to medical school and we rented this dump of an apt. because it was the cheapest we could find 675 a month and we had to fix itup to get that price. We lived off of my wifes school loans and credit cards. that was 20 years ago...(wow really thatt long) anyway. you buy things along the way, one person's trash is another's treasure. it wasn't until 4 years ago we paid off my school loans then the following year finally got out from under the credit cards...thats gone...this year we finally paid off the medical school loans which were $135,000.00, and paid off my truck. but it was a ton of work to get where we are now and took many hours of study, and long weekends, 70-90 hour work weeks, missed family events you name it. now all we have left for debt is mortgage and home equity loan...man your still in highschool right!!!! dude live it up you have plenty of time to work and get stuff. I worked through high school around sports and parties and stuff. I use stuff until it doesn't run anymore!!! fix stuff myself, I put up 2 retaining walls save about $4000 there, put on a deck saved $5000 there, Built my shed /sugarhouse saved $5000 there buying used evaporator, saved $2000 the list goes on and on.
stuff doesn't come easy!!! sorry I just ranted on and on too.
Thanks, Sapman, I had no idea i was going to get an award, It was all a suprize to me, Everone knew about it exept me lol,
Thanks Again,
Nate
It's great to know that almost everybody here thinks alike. Why take out loans for things you don't need? Real estate and student loans are the only things I have ever borrowed money for.
If it's a business expense and it looks like it will pay for itself that may make sense too.
Wow that cool nate!! way to go. keep up the good work.
so after many nights of laying awake i have decided to bring the sugarhouse to the 2 car garage at the house so i have been remodeling it for a week or so and today i finally hung the sheet rock in the evap room and got my third coat of mud on it this evening ...
Wow is everybody on here building sugarhouses? That is pretty cool guys.
Nate congrats
Dan I got a big wish list as well. What is wrong with your current chainsaw? I have the 372 xp and It is the saw I grab the least, it is big and heavy and I just drop big trees with it. I love the 455 rancher I have and I use it 95% of the time. A winch would be nice but logging chains work and are cheap in comparison. Just keep your head up and things will work out.